Fast & Flexible Funding for Your Business Growth
Tailored financing solutions designed to fuel your business success, whether you need working capital, equipment financing, or expansion funds.

Years in business
Business helped
On deposit
Business loans
years in business
businesses helped
on deposit
business loans
Our Financing Options
Business Line of Credit
A one-time lump sum of cash with an eventual option to apply for more.
- Up to $250,000
- Only pay for what you use
- Flexible, revolving credit to keep your business moving
Term Loans
A revolving credit line you can draw from 24/7 to receive funds within seconds.
- Get from $5,000 to $500,000
- Competitive interest rates
- Repayment terms tailored to your cash flow
Four simple steps to funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.

Submit your application.
We’ll put your application in front of 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.
Find the funding option with the terms that best fit your small business goals.

Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
See why business owners choose us.

Speed & Simplicity
Quick application process with decisions in minutes and funding within hours.

Flexible Financing
Term loans and revolving lines of credit up to $500K, customized to your needs.

Transparent & Trusted
No hidden fees or prepayment penalties. 98% customer satisfaction.

Our Blog Posts

Why Edgewater Capital is the Top Choice for Business Financing Solutions
When it comes to securing business financing, entrepreneurs and small businesses need a trusted partner who understands their unique needs. Edgewater Capital stands out as a leading provider of tailored financing solutions, offering a seamless and transparent

4 Easy Steps to Secure Fast Business Funding with Edgewater Capital
When it comes to business funding, speed and simplicity are key. Whether you’re expanding your operations, purchasing equipment, or improving cash flow, Edgewater Capital provides a streamlined approach that ensures you receive the funding you need, fast. Here’s a

Business Line of Credit vs. Term Loans: Which Option is Right for You?
When considering financing options for your business, it’s essential to understand the distinctions between a business line of credit and a term loan. Both provide access to capital, but they serve different purposes and can impact your business in distinct ways. In this
FAQs
Any business that has been in operation for at least 6 months with annual revenue of $100K or more is eligible to apply.
Most applicants receive approval within 24 hours, and funds can be deposited into your account as soon as the next business day.
No, we conduct a soft credit check during the application process, which does not affect your credit score.
Our loans can be used for working capital, inventory purchases, equipment, marketing, expansion, or any business-related expenses.
No, we pride ourselves on full transparency with no hidden fees or prepayment penalties.
Are You Ready to Unlock Financing?
We would love to hear from you! Whether you have questions about our financing options, need assistance with your application, or simply want to learn more about how we can help your business grow, our team is here to assist you. Contact us today to discuss your needs and explore how Edgewater Capital can be your partner in success.