A fast, flexible form of business funding.
Lines of credit can provide money now — and in the future.
Revolving
lines of credit from $6K - $100K
Flexible
repayment terms of 12, 18 or 24 months
Customizable
weekly or monthly payments
Fuel your business with an Edgewater Capital Line of Credit.
Running a business takes money. Whether it’s covering expenses or investing in a big purchase, funding is key — both now and down the road.
That’s where a business line of credit comes in handy.
With a line of credit, you can get approved for ongoing access to credit. You can draw funds as needed to use as cash. And as you repay what you’ve borrowed, you replenish your available credit. This allows you to keep funds at your fingertips — without the need to reapply.
Benefits of an Edgewater Capital Line of Credit.
Only pay for what you borrow
Withdraw what you need, when you need it.◊ You’ll only be charged interest on the funds you draw.
Instant funding
Receive your money within seconds when you make a withdrawal — 24/7, even on nights and weekends.
Build business credit history
We report to business credit bureaus, which helps build business credit history with on-time payments.
Four simple steps to funding.
Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
We’ll put your application in front of 75+ lenders. Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
Are we a match? Check our business line of credit requirements.
years in business
personal FICO® score
on deposit
business loans
FAQs
Any business that has been in operation for at least 6 months with annual revenue of $100K or more is eligible to apply.
Most applicants receive approval within 24 hours, and funds can be deposited into your account as soon as the next business day.
No, we conduct a soft credit check during the application process, which does not affect your credit score.
Our loans can be used for working capital, inventory purchases, equipment, marketing, expansion, or any business-related expenses.
No, we pride ourselves on full transparency with no hidden fees or prepayment penalties.
