Put fast funds to work for your business.
Apply for a business term loan from $5K – $5 million.
Lump Sum
from $5K - $250K
24-Month
maximum repayment term
Predictable
daily or weekly payments
Grow your business with an Edgewater Capital Term Loan.
Building a successful business requires money. You might need to buy equipment, stock up on inventory or fund an expansion. In the past, business owners would turn to banks for their funding needs. But traditional business lenders require a lot of paperwork — and time that a busy entrepreneur just doesn’t have.
That’s where we come in.
At Edgewater Capital, our term loans can provide fast funding for any business need. If approved, funds are delivered as soon as the same business day.† We also offer an online business line of credit that can be useful for keeping funds on hand. These products can be used in combination for approved customers.
Benefits of an Edgewater Capital Term Loan
No hard credit pulls
Check your eligibility without affecting your credit score.
Fast funding
If approved, you can receive funds the same day.
Build business credit history
We report to business credit bureaus, which helps build business credit history with on-time payments.
Four simple steps to funding.
Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
We’ll put your application in front of 75+ lenders. Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
Are we a match? Check our business line of credit requirements.
years in business
personal FICO® score
on deposit
business loans
FAQs
Any business that has been in operation for at least 6 months with annual revenue of $100K or more is eligible to apply.
Most applicants receive approval within 24 hours, and funds can be deposited into your account as soon as the next business day.
No, we conduct a soft credit check during the application process, which does not affect your credit score.
Our loans can be used for working capital, inventory purchases, equipment, marketing, expansion, or any business-related expenses.
No, we pride ourselves on full transparency with no hidden fees or prepayment penalties.
